Highlighting the significance of fintech, a recent report by Primus Partners said India has the highest fintech adoption rate globally of 87%, higher than the global average rate of 64%. The Indian fintech sector was valued at $50 Bn-$60 Bn in FY20 and is estimated to touch $ 150 Bn in 2025, it added. A large part of the fintech growth is attributable to unified payments interface (UPI).